Protecting Homeowners from Flood Insurance Rate Hikes

The Independent Community Bankers of America® (ICBA) recently called on the Senate to pass bipartisan legislation to protect homeowners from significant increases in flood insurance premiums, which began being phased in on Oct. 1. S. 1926, introduced by Sens. Robert Menendez (D-N.J.) and Johnny Isakson...

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Homebuyers Now Have Better Access to Home Appraisals

A new law has been enforced that will provide homebuyers with a deeper insight to their home appraisal, which includes the reviews and the electronic cross-checks. Lenders use these to determine the loan amount which should be approved.  In the light of this policy, the...

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Buying a Home with Damaged Finances

The housing crash is a story that is sort of old now, but analyze the real estate industry, and you will probably be able to see some of the effects. For instance, all those unfortunate individuals who had to bear a foreclosure or short sell...

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