Many love to “window shop” for homes and find the idea of touring model homes entertaining. If you are serious about buying a home, however, you need to start the process in a lender’s office. Potential buyers benefit in several ways by consulting with a...
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Source: A first-time homebuyers guide on AOL Real Estate
Buying a home means so much more than paying a mortgage.
Below are critical steps first-time homebuyers need to follow:
Fix Your Credit
The first step toward buying a home takes place months before walking into your lender’s office. It’s crucial to check your credit score at least three to six months ahead of your mortgage application, says Rod Griffin, director of Public Education at Experian. You can request a free copy of the report from each of the three credit bureaus (Experian, TransUnion and Equifax) at annualcreditreport.com.