Closing the Pricing Gap

The American Securitization Forum has detailed possible ways regulators could merge mortgage-backed securities offered by Fannie Mae and Freddie Mac in order to close the pricing gap between the two. The market discounts Freddie securities on the belief these bonds prepay faster because of differences in...

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Create a Backyard Vacation

One of the nicest things about the state of Texas is the amount of time that can be spend outside.  Texas does not have the extreme cold weather and snow that exists in other parts of the United States, so spending time in the backyard...

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Do I Rent or Do I Buy?

There is uncertainty in the housing market and there is no doubt that obtaining a loan can be tedious and elusive to some.  There are pros and cons to renting a place just as there are pros and cons to owning a home. Renting has...

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New Tools for Gardening and More

Spring is around the corner.  Garden centers are buzzing.  While some areas of the country are still shoveling snow, Texas homeowners are hitting the garden centers and planning for spring arrivals. Garden hoses and sprinklers will be coming out of storage. It is a good...

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