How Birth Order Affects Financial Decisions

Does birth order really influence financial behavior? A new survey from CouponCabin.com reveals that some of that theory rings true when it comes to how first borns, middle borns, last borns and only children stack up financially. The survey was conducted online within the United...

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If finances improved, what would you buy?

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Source: Realtor Magazine

Fifty-one percent of Americans in a recent poll say that if their financial situation were to improve, they’d buy a home. Coming in second on the list of wishes, they’d make repairs or improvements to the home they already have, according to the poll of more than 1,400 Americans conducted by the National Foundation for Credit Counseling Web site, www.DebtAdvice.org.

Meanwhile, 17 percent of Americans polled said they’d upgrade their car and 9 percent said they’d take a vacation.

What every first-time homebuyer needs to know

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Source: A first-time homebuyers guide on AOL Real Estate

Buying a home means so much more than paying a mortgage.

Below are critical steps first-time homebuyers need to follow:

Fix Your Credit

The first step toward buying a home takes place months before walking into your lender’s office. It’s crucial to check your credit score at least three to six months ahead of your mortgage application, says Rod Griffin, director of Public Education at Experian. You can request a free copy of the report from each of the three credit bureaus (Experian, TransUnion and Equifax) at annualcreditreport.com.

9 Positive Signs About Housing!

We’ve needed something positive to show us that the housing industry is turning around. Here are nine reasons posted byHousingZone.com that tell us we might be looking at a better 2012 than 2011 in the residential construction market. 1. Unemployment drops to lowest point since 2009 The unemployment...

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