Everyone knows that having a good credit score marks you as a credit-worthy individual with increased buying power. But, said consumer finance consultant Jill Krasny, many people have critical misconceptions about what makes for a good credit score. Krasny offers five common credit misconceptions: Having too much...
Read MoreChoosing the best floor for your home can be overwhelming. What constitutes good flooring? There are many variables to consider. First of all, you must consider your budget. Where is the floor going to be installed? Is it a wet or dry location with high...
Read MoreMortgage lenders are acutely aware of what sparked the 2008 financial crisis. The publication of a rule requiring lenders to confirm a borrower’s ability to repay is the start of an effort by U.S. regulators to reshape the housing market. The Consumer Financial Protection Bureau...
Read MoreIn the last few years, Texas has adopted statewide building codes that were designed to cut energy consumption of new single-family homes. The state tightened codes for commercial, industrial, and other residential buildings, as well. While energy efficiency is crucial in today’s political climate, it...
Read MoreThere is no doubt that energy costs are taking a huge “chunk” out of every American’s pocketbook. With energy costs soaring, it is a good time to assess your home’s energy use. Many websites have calculating tools that help you with this assessment. You will...
Read MoreProactive home owners maintain their property efficiently. After all, a home is one of our biggest investments. Staying on top of home repairs is always the best approach. But sometimes, economically, it is not always possible. Properly caulking and painting the exterior of a home...
Read MoreAmericans have not yet lost faith in real estate, despite the millions of foreclosures they have witnessed since the 2008 housing crash. In a recent survey, 61 percent of respondents predicted that prices in their local market would improve over the next year. Almost 80...
Read MoreMany enjoyable family memories are created outside on your patio. Birthdays, anniversaries, social gatherings – these all seem to be more enjoyable if outside under the auspices of beautiful skies and weather. A patio can be a place for quiet seclusion or a spot to...
Read MoreAfter making that all important decision to shop for and buy a new home you are then faced with the application and loan process. Home closings require a significant amount of documentation and paperwork. You will be asked to produce a considerable amount of documentation. Your...
Read MoreThe city of Richmond is the seat of Fort Bend County in the U.S. state of Texas within the Houston–Sugar Land–Baytown metropolitan area. Richmond city boundaries are joined on one hand with Sugar Land and with the city of Rosenberg on the other side. Even...
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