The Time is Right!

The housing data coming in for 2013 is thus far quite positive, so selling your home may be more appealing than ever.  Smart marketing tactics are imperative, however. It is a given to “thin out” and eliminate clutter.  Clean up and do a makeover on...

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Critical Credit Myths

Everyone knows that having a good credit score marks you as a credit-worthy individual with increased buying power. But, said consumer finance consultant Jill Krasny, many people have critical misconceptions about what makes for a good credit score. Krasny offers five common credit misconceptions: Having too much...

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Floor Versatility

Choosing the best floor for your home can be overwhelming. What constitutes good flooring? There are many variables to consider. First of all, you must consider your budget. Where is the floor going to be installed?  Is it a wet or dry location with high...

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Mortgage Scrutiny

Mortgage lenders are acutely aware of what sparked the 2008 financial crisis.  The publication of a rule requiring lenders to confirm a borrower’s ability to repay is the start of an effort by U.S. regulators to reshape the housing market. The Consumer Financial Protection Bureau...

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Coding Energy Efficiency

In the last few years, Texas has adopted statewide building codes that were designed to cut energy consumption of new single-family homes. The state tightened codes for commercial, industrial, and other residential buildings, as well. While energy efficiency is crucial in today’s political climate, it...

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Evaluate, Assess, and Save

There is no doubt that energy costs are taking a huge “chunk” out of every American’s pocketbook. With energy costs soaring, it is a good time to assess your home’s energy use.  Many websites have calculating tools that help you with this assessment.  You will...

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Skilled Maintenance and Renovations

Proactive home owners maintain their property efficiently.  After all, a home is one of our biggest investments.  Staying on top of home repairs is always the best approach.  But sometimes, economically, it is not always possible.  Properly caulking and painting the exterior of a home...

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Happy New Year Housing Market!!

Americans have not yet lost faith in real estate, despite the millions of foreclosures they have witnessed since the 2008 housing crash. In a recent survey, 61 percent of respondents predicted that prices in their local market would improve over the next year. Almost 80...

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Patio Planning

Many enjoyable family memories are created outside on your patio.  Birthdays, anniversaries, social gatherings – these all seem to be more enjoyable if outside under the auspices of beautiful skies and weather. A patio can be a place for quiet seclusion or a spot to...

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Closing Documents

After making that all important decision to shop for and buy a new home you are then faced with the application and loan process.  Home closings require a significant amount of documentation and paperwork.  You will be asked to produce a considerable amount of documentation. Your...

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